North Carolina Home Inspection Checklist
The five things to check in any report, plus nine checks that only exist because the house is in North Carolina.
This is the North Carolina add-on to our national inspection checklist, nine extra checks for mineral rights disclosure, a disclosure-form loophole, coastal wind insurance, and mountain flood risk that don't exist anywhere else. See the general Home Inspection Report Checklist
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- The same five report checks that catch gaps between the walkthrough and the write-up
- Nine North Carolina-only checks covering the state's mineral rights disclosure, its disclosure form's own loophole, coastal wind insurance, and mountain flood risk
- Built around North Carolina's specific disclosure forms and insurance market, not a generic list with the state name swapped in
What's inside
5 universal checks + 9 North Carolina-only checks. 14 total in the free PDF.
Section A: Universal checks
- Confirm every space you'd expect is actually in the report.Attic, crawl space, basement, electrical panel. If the listing or the inspector mentioned it out loud, it should show up in writing somewhere.
- Check whether the report's length matches how long the inspection took.A three-hour walkthrough that turns into two pages is a mismatch worth a phone call.
- Compare what the inspector said out loud to what ended up in writing.If you took notes during the walkthrough, pull them out and read both side by side.
Section A: Universal checks
Section B: North Carolina-only checks
“This gets you far enough to know when to ask a harder question, in North Carolina specifically. It won't tell you whether a "No Representation" box is hiding something or just caution, how to read an outdated flood map against Helene's actual reach, or what a finding is actually worth at the negotiating table. That's the difference between noticing a report was softened and knowing what it was softened from. That's Don't Use Their Inspector.”
Sources
- § 47E-4.1, Required Mineral and Oil and Gas Rights Disclosures | North Carolina General Assembly
- Sellers Required by Law to Provide Two Disclosure Statements to Buyers | NC Real Estate Commission
- North Carolina Insurance Underwriting Association / Joint Underwriting Association | NCIUA-NCJUA
- Home Inspector Licensure Board | NC Office of the State Fire Marshal
- Form MVR-46G, Removal of Manufactured Home from Vehicle Files | NC DMV
- Few Helene Victims in NC Had Flood Insurance | Carolina Public Press
Get the checklist, free
One click to download. The full Don't Use Their Inspector is also free if you want to go deeper.